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I count money in the shower.
I think of every opportunity I have. I think of how much money each opportunity is going to give me.
Then I divide it up. I used to divide it up: parents, kids, retirement (assuming I’m going to not care after age 80 but who knows), etc. It was a puzzle. Because if I gave parents $X, what if they run out?
Would I have to make more? Then I would think how I would do that. And then add that up.